/* ============ FINANCE APPLICATION ============ */

.app-hero {
    background: linear-gradient(135deg, var(--dark) 0%, #1a1a2e 100%);
    padding: 120px 0 48px;
    text-align: center;
    color: white;
}

.app-back {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: rgba(255,255,255,0.6);
    font-family: 'DM Sans', sans-serif;
    font-size: 0.9rem;
    text-decoration: none;
    margin-bottom: 24px;
    transition: color 0.2s;
}

.app-back:hover { color: white; }

.app-hero-content {
    max-width: 560px;
    margin: 0 auto 40px;
}

.app-shield {
    width: 56px;
    height: 56px;
    background: rgba(255,255,255,0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    color: #4ade80;
}

.app-hero-content h1 {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 2rem;
    font-weight: 800;
    margin-bottom: 12px;
}

.app-hero-content p {
    font-family: 'DM Sans', sans-serif;
    font-size: 1rem;
    color: rgba(255,255,255,0.7);
    line-height: 1.6;
}

/* Progress Steps */
.app-steps {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    max-width: 500px;
    margin: 0 auto;
}

.app-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    position: relative;
}

.step-num {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255,255,255,0.15);
    color: rgba(255,255,255,0.4);
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 700;
    font-size: 0.85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s;
}

.app-step span {
    font-family: 'DM Sans', sans-serif;
    font-size: 0.75rem;
    color: rgba(255,255,255,0.4);
    transition: color 0.3s;
}

.app-step.active .step-num {
    background: var(--red);
    color: white;
    box-shadow: 0 0 0 4px rgba(230,57,70,0.3);
}

.app-step.active span { color: white; }

.app-step.completed .step-num {
    background: #4ade80;
    color: white;
}

.app-step.completed span { color: rgba(255,255,255,0.7); }

.step-line {
    width: 60px;
    height: 2px;
    background: rgba(255,255,255,0.15);
    margin: 0 8px;
    margin-bottom: 24px;
    transition: background 0.3s;
}

.step-line.completed { background: #4ade80; }

/* Form Section */
.app-form-section {
    padding: 48px 0 80px;
    background: var(--cream);
}

.app-form {
    background: white;
    border-radius: 16px;
    box-shadow: 0 4px 24px rgba(0,0,0,0.08);
    overflow: hidden;
}

.form-step {
    display: none;
    padding: 40px;
}

.form-step.active { display: block; }

.form-step-title {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 28px;
    padding-bottom: 16px;
    border-bottom: 2px solid var(--gray-100);
}

.form-sub-title {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--gray-600);
    margin-bottom: 16px;
}

.form-row {
    display: grid;
    gap: 16px;
    margin-bottom: 0;
}

.form-row.two-col { grid-template-columns: 1fr 1fr; }
.form-row.three-col { grid-template-columns: 1fr 1fr 1fr; }

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: 6px;
}

.req { color: var(--red); }

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1.5px solid var(--gray-200);
    border-radius: 10px;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.95rem;
    color: var(--dark);
    background: var(--gray-50);
    transition: all 0.2s;
    box-sizing: border-box;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--red);
    background: white;
    box-shadow: 0 0 0 3px rgba(230,57,70,0.1);
}

.form-group input.error,
.form-group select.error {
    border-color: #dc2626;
    background: #fef2f2;
    box-shadow: 0 0 0 3px rgba(220,38,38,0.1);
}

.form-group textarea {
    resize: vertical;
    min-height: 80px;
}

.input-prefix {
    position: relative;
    display: flex;
    align-items: center;
}

.input-prefix span {
    position: absolute;
    left: 14px;
    color: var(--gray-400);
    font-family: 'DM Sans', sans-serif;
    font-weight: 600;
    pointer-events: none;
}

.input-prefix input {
    padding-left: 30px;
}

.form-divider {
    height: 1px;
    background: var(--gray-200);
    margin: 8px 0 24px;
}

/* Terms checkbox */
.form-terms {
    margin: 24px 0 8px;
    padding: 20px;
    background: var(--gray-50);
    border-radius: 10px;
    border: 1px solid var(--gray-200);
}

.checkbox-label {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    cursor: pointer;
    font-family: 'DM Sans', sans-serif;
    font-size: 0.8rem;
    color: var(--gray-600);
    line-height: 1.5;
}

.checkbox-label input[type="checkbox"] {
    width: 18px;
    height: 18px;
    margin-top: 2px;
    flex-shrink: 0;
    accent-color: var(--red);
}

/* Form navigation */
.form-nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 32px;
    padding-top: 24px;
    border-top: 1px solid var(--gray-100);
}

.form-submit {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 1rem;
    padding: 14px 28px;
}

/* Success state */
.form-success {
    text-align: center;
    padding: 60px 40px;
}

.success-icon {
    margin-bottom: 24px;
}

.form-success h2 {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 12px;
}

.form-success p {
    font-family: 'DM Sans', sans-serif;
    font-size: 1rem;
    color: var(--gray-600);
    margin-bottom: 28px;
    max-width: 400px;
    margin-left: auto;
    margin-right: auto;
}

/* Mobile */
@media (max-width: 768px) {
    .app-hero { padding: 100px 0 36px; }
    .app-hero-content h1 { font-size: 1.5rem; }
    .step-line { width: 30px; }
    .app-step span { font-size: 0.65rem; }
    .form-step { padding: 28px 20px; }
    .form-row.two-col,
    .form-row.three-col { grid-template-columns: 1fr; }
    .form-nav { flex-direction: column; gap: 12px; }
    .form-nav .btn { width: 100%; text-align: center; justify-content: center; }
}
